Terms And Conditions

Terms and Conditions

Welcome to HTKCLLC. By accessing or using our website and services, you agree to the following terms and conditions. Please read them carefully.


1. Services Provided

Vision Tech offers loan consultancy services including:

  • Financial consultation

  • Document preparation

  • Loan application support

We do not guarantee loan approvals. Final decisions are made by the respective lending institutions.


2. Eligibility

By using our services, you confirm that:

  • You are at least 18 years old

  • The information you provide is accurate and complete

  • You are legally allowed to apply for financial services in your jurisdiction


3. Payment Terms

  • We operate on a success-based model, meaning payment is only due once your loan is approved.

  • Invoices must be paid as per the agreed amount and timeline after approval.

  • No upfront fees are collected unless otherwise agreed in writing.


4. No Guarantee Clause

While we provide professional support and guidance, loan approvals are subject to lender policies. We do not guarantee outcomes.


5. Use of Website

You agree not to:

  • Misuse our site or attempt unauthorized access

  • Use our content for commercial purposes without consent

  • Submit false or misleading information through any forms


6. Intellectual Property

All content on this website — including text, logos, and graphics — is the property of Vision Tech and may not be reproduced without permission.


7. Privacy

Your personal data is handled in accordance with our Privacy Policy. By using our services, you consent to the collection and use of your information as described.


8. Limitation of Liability

Vision Tech is not liable for any direct, indirect, or incidental losses arising from:

  • Loan rejections

  • Delays in processing

  • Errors in documentation due to incorrect client-provided information


9. Changes to Terms

We reserve the right to update or modify these terms at any time. Continued use of our website or services constitutes acceptance of any changes.