Terms And Conditions

Terms & Conditions


Website: https://htkcllc.com 


About Us

HTKC LLC provides affordable appliance and home system protection plans to homeowners across the United States, with a commitment to reliable service and transparent pricing.


Billing Policy

We operate under a post-service billing model. Clients are charged only after the completion of a requested service—such as a repair, replacement, or support visit.


Client Responsibilities

Clients agree to:

  • Provide accurate and up-to-date contact and property information

  • Ensure reasonable access to the property for service appointments

  • Settle service invoices using a valid credit card after service completion


Service Terms

  • Covered items and services are outlined in your selected protection plan

  • Pre-existing conditions, exclusions, or non-covered breakdowns are not included

  • HTKC LLC reserves the right to update coverage plans, terms, and pricing at any time without prior notice


Payment Terms

  • Invoices are issued only after a service has been completed

  • Payments must be made promptly using a valid credit card

  • Non-payment may result in the suspension or denial of future service


Intellectual Property

All content on the HTKC LLC website, including but not limited to service documentation, logos, branding materials, and digital content, is the intellectual property of HTKC LLC.
You may not reproduce, copy, distribute, or modify any materials without prior written permission.


Limitation of Liability

HTKC LLC is not responsible for:

  • Loss of revenue, time, or inconvenience caused by service delays

  • Failures related to third-party systems not covered under the selected plan (e.g., electrical grid, HVAC units not included in the coverage)

  • Damages caused by misuse, neglect, improper installation, or failure to maintain the equipment


Modifications

HTKC LLC may revise these Terms & Conditions at any time. The most current version will always be available at:
https://htkcllc.com

Terms and Conditions

Welcome to HTKCLLC. By accessing or using our website and services, you agree to the following terms and conditions. Please read them carefully.


1. Services Provided

Vision Tech offers loan consultancy services including:

  • Financial consultation

  • Document preparation

  • Loan application support

We do not guarantee loan approvals. Final decisions are made by the respective lending institutions.


2. Eligibility

By using our services, you confirm that:

  • You are at least 18 years old

  • The information you provide is accurate and complete

  • You are legally allowed to apply for financial services in your jurisdiction


3. Payment Terms

  • We operate on a success-based model, meaning payment is only due once your loan is approved.

  • Invoices must be paid as per the agreed amount and timeline after approval.

  • No upfront fees are collected unless otherwise agreed in writing.


4. No Guarantee Clause

While we provide professional support and guidance, loan approvals are subject to lender policies. We do not guarantee outcomes.


5. Use of Website

You agree not to:

  • Misuse our site or attempt unauthorized access

  • Use our content for commercial purposes without consent

  • Submit false or misleading information through any forms


6. Intellectual Property

All content on this website — including text, logos, and graphics — is the property of Vision Tech and may not be reproduced without permission.


7. Privacy

Your personal data is handled in accordance with our Privacy Policy. By using our services, you consent to the collection and use of your information as described.


8. Limitation of Liability

Vision Tech is not liable for any direct, indirect, or incidental losses arising from:

  • Loan rejections

  • Delays in processing

  • Errors in documentation due to incorrect client-provided information


9. Changes to Terms

We reserve the right to update or modify these terms at any time. Continued use of our website or services constitutes acceptance of any changes.